Interested in a Bank Statement Loan?
Qualify with your most recent Personal or Business Account’s Bank Statements
We provide loans with a 24,12 and 3 month bank statement. Instead of traditional requirements like a W-2, we utilize your bank statements.
Not only does providing more bank statements allow us to offer lower interest rates but also increased loan amounts. If you are looking for help with a loan contact us today.
The bank statements will prove to the lender your income and the stability of your income. What should you expect when you apply for this type of home mortgage? More strict credit requirements. A slightly higher interest rate in exchange for the increased loan flexibility
- Loan specialist will guide you through loan process
- Decades of combined experience
- Multiple loan programs to fit your financing needs
- Prime lending solution
Who Is this loan for?
Lenders typically require a W-2 to determine your income. We offer loans with increased flexibility for those who have a non-traditional form of income.
- Self-employed
- Contract workers
- Business owners
- Freelancers and gig workers
BANK STATEMENT FINANCING
- Up to $4M Loan Amounts
- Up to 90% Max LTV
- Self-Employed and 1099 Borrowers
- No reserves required at 75% or less LTV
- 600 or greater credit scores
- No Mortgage Insurance
- 24, 12 and 3 Month Bank Statement Options
- First Time Home Buyers considered at lower LTV
Individualized Lending Solutions
When it comes to finding the right financing for a mortgage, choosing an individualized lending solution is key. We specialize in those seeking a loan for a home but don’t receive a traditional paycheck.
Whether you are a business owner, recently retired, or own an investment property, our range of lending options can help ensure that you have the funds you need to purchase or refinance the property.