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Second Mortgage HELOC

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Interested in a HELOC or a Home Equity Loan?

Unlock the equity in your home with a second mortgage

Got a great rate but want to access equity today or in the future! Prime Funding Source’s program will allow you to access up to 97.5 percent of your equity. 

Homeowners with good credit can get a home equity line of credit that will allow them to access the money they have in their own house as if it was an instant loan.

The best part is you don’t need perfect score because we take everything into consideration when approving loans, so even though there are some criteria like income limits and down payment amounts required for this type of second mortgage option; however all applicants still stand chances at receiving approval!

HELOCs Versus Home Equity Loan

Home Equity Line of Credit Home Equity Loan
In-full loan amount
Loans disbursed as needed
Mortgage points
Fixed interest rate
Variable interest rate
Set monthly payment
Varying monthly payment

Who is a home equity line of credit for?

HELOCs are a bit different. They are a revolving source of funds, much like a credit card, that you can access as you choose. Home equity credit lines typically have two phases.

The credit lines have a draw period, often 10 years, during which you can access your available credit as you choose.

 Typically, HELOC loans only require small, interest-only payments during the draw period, though you may have the option to pay extra and have it go toward the principal.

Get The Loan You Need


Soft Money Specialists

Individualized Lending Solutions

When it comes to finding the right financing for a mortgage, choosing an individualized lending solution is key. We specialize in those seeking a loan for a home but don’t receive a traditional paycheck. 

Whether you are a business owner, recently retired, or own an investment property, our range of lending options can help ensure that you have the funds you need to purchase or refinance the property.

Prime Advatage Funding Experts

The Right Loan For You

Visit Us

Prime Funding Source
555 Anton Blvd #150
Costa Mesa CA 92626
Tel: (949) 892-5200
Toll-free: (866) 749-4889

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DRE# 01404235 – NMLS Consumer Access
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