Interested in a Stated Income Loan?
Qualify with your most recent Personal or Business Account’s Bank Statements
With large tax write-offs and fluctuations in income, we understand that if may be difficult for self-employed and commissioned borrowers to qualify for home and commercial real estate financing.
That’s why Prime Funding Source offers a range of asset verification programs such as bank statement loans to help you qualify.
- Loan specialist will guide you through loan process
- Decades of combined experience
- Multiple loan programs to fit your financing needs
- Prime lending solution

Who Is this loan for?
Lenders typically require a W-2 to determine your income. We offer loans with increased flexibility for those who have a non-traditional form of income.
- Self-employed
- Contract workers
- Business owners
- Freelancers and gig workers
STATED INCOME FINANCING
- Up to $4M Loan Amounts
- 2 Years of Steady Income
- higher credit score requirement with bank statement loans
- Potentially higher debt to income levels allowed
- 10% down payment or greater
- First Time Home Buyers considered at lower LTV
Individualized Lending Solutions
When it comes to finding the right financing for a mortgage, choosing an individualized lending solution is key. We specialize in those seeking a loan for a home but don’t receive a traditional paycheck.
Whether you are a business owner, recently retired, or own an investment property, our range of lending options can help ensure that you have the funds you need to purchase or refinance the property.
